John is a nationally recognized Financial Educator, Speaker and Author, whom you may have seen as a guest many times on financial shows such as CNBC’s Squawk Box and Power Lunch. You may have also heard him as the premier financial guest on KHOW 630AM’s daily show, The Troubleshooter with Tom Martino. Goodhue has recently Co-authored his second book on advanced strategies to reduce income taxes and eliminate estate taxes. He is the creator of the Smiling Through Retirement™ Process and has been interviewed by Kevin Harrington, original Shark on the multi EMMY® Award winning TV series, Shark Tank, and by James Malinchak, featured on ABC TV’s Hit Series, Secret Millionaire. They also interviewed such notables as Country Music star Martina McBride and renowned economist Roger Ibbotson.

Brian Gray earned a finance degree from California State University, Fullerton in 1995 and spent 24 years in the commercial lending arena prior to embarking on his quest to help people properly plan and live happy, full retirements. His motivation to enter this profession was a result of two events in his life. The first was watching his father return to work after his investments dropped more than 50 percent during the tech downfall of 2000 was an eye opening experience. His father retired early at the age of 55 late in 1999 and was living on his assets as he was waiting until age 62 to take Social Security to replace the income from his job. Brian watched his father forced to reenter the workforce at age 58 with a lower position because his assets had dropped to a point that wouldn’t support his lifestyle for his and his mother’s life expectancies. His father then re-retired at age 62 in 2006 after the market recovered. The second event occurred just a year later the market experienced another 50 percent pullback from October 2007 to March of 2009. These two events shaped his beliefs that there had to be a better way to invest with lower risk to grow and maintain a person’s assets for retirement.

In 2006, Zak began his career at a small actuarial firm in the Cleveland, OH area. It was there that he learned the many tax benefits of qualified retirement plans. He began to design plans by 2008, and now specializes in not only designing new plans, but altering current plan designs to be more effective and efficient. Zak is an Enrolled Actuary through the Joint Board for the Enrollment of Actuaries, a Member of the American Academy of Actuaries, a Member of the Society of Pension Actuaries as well as a Qualified Pension Administrator and Qualified 401(k) Administrator through the American Society of Pension Professionals and Actuaries.